What is a payday loan?
A payday loan is an unsecured personal loan ranging from $100.00-$500.00 U.S. Dollars. The Loan is required to be paid in full including interests fee's with a maximum extension date of 60 days in most states.
How do I receive my payday loan?
Once your application is approved you will be notified by email and you will also be called to confirm your requested loan amount. Once U.S. Cash has contacted you we can issue you the cash advance loan via direct deposit.
Is my personal information confidential?
Your personal information is protected under our Terms and Conditions. Please refer to it for additional information. In addition, Hot Payday utilizes an encrypted SSL (Secure Sockets Layer) server whenever your personal data is sent to us for online payday loans applications.
Is there an application fee?
Personal Cash Advance never charges applicants a fee to qualify for a payday cash advance loan.
What if I have poor credit?
No problem! Unlike many other financial institutions, we do not require that you have good credit or, for that matter, any credit history at all. If you have any questions about qualifying for a payday loan, please contact us.
When will I hear from you?
After you have been approved by our online application, we will contact you by either email or phone within one hour about the status of your loan during normal business hours, Monday to Friday, 7AM to 6PM (MST). For applications submitted after-hours, we will contact you first thing the next business morning.
How soon do I have to pay back the loan?
Payday cash advance loans are generally repaid back when you receive your next paycheck. The standard time for loan repayment is usually no less than seven days and no longer than eighteen days. Of course you may also pay back your loan at anytime without any prepayment penalties.
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